A long term care insurance or LTCi policy is for people who plan to meticulously save for their future requirements well in advance. Considering all the expenses that come with retirement, such as skyrocketing health care costs, it’s crucial to be able to save enough to cover the cost of a comfortable lifestyle when various sources of income come to an end. As you start planning your retirement, it becomes imperative to evaluate various saving options in order to avoid being a burden on the family, in terms of…

Disability insurance helps you protect your income, savings and assets in case unexpected occurrences leave you unable to fend for yourself.

A life insurance policy is the best ways to provide for your family’s financial needs and expenses in case anything ever happens to you.

If you want to effectively plan investments and savings, it’s crucial to understand the importance of long term care (LTC) insurance and how it helps deflect healthcare costs. You also need to know which type of policy is right for you, and consulting a professional financial advisor can point you in the right direction

The following questions will help you choose a long term care policy:

Will you need long-term care?

With stressful and unhealthy lifestyles today, it’s highly likely that a great majority of individuals will require…

Everyone has dreams that they want to see fulfilled, especially once they are in a position to start earning and thinking about how they will spend their money. The only problem is most of them think in the now and choose to worry about the future later. Be it the baby boomers, Generation X or the millennials, all have fallen prey to this time and again, at the cost of an uncertain future in terms of their financial stability as they near retirement. Generations X…