If your New Year resolution failed to bring a positive change in your life the last year, 2016 brings you yet another opportunity to take charge of your life. Resolve to make savings a priority this year and do whatever it takes to be a successful investor. Most of us find it difficult to stick to our resolution but the long-term benefits of this decision; will surely keep you motivated all through the year.

Here is a list of 3 improvements that you need to make in your lifestyle…

In today’s day and age no one requires retirement planning more than generation X, as shown by recent studies. Everyone born between year 1965 and 1980 is considered part of Generation X, and these individuals today are bound to be nearing retirement age, but typically do not have much saved up (especially post the effects of recession). As a Gen X-er, being unprepared or under-prepared could be potentially damaging in terms of financial security, and might push most of you to have to work (part-time or even full-time) just…

Have you ever played chess? Were you any good at it? Even if you were not good at the game, you must have noticed that it taught you a thing or two about learning to plan ahead, didn’t it? Well, that’s what the game of chess is all about. It is about using mental energy to strategize moves well in advance as a means to corner the king and leave no room for him to run. It is about securing your position and being able to constantly form new strategies…

When it comes to saving for a financially secure future, millennials and new investors often ignore the importance of saving for their retirement. Typically, they are more focused on saving for the down payment for their dream home or being in a position to buy a new car, save for their children’s education, exotic travels and perhaps an emergency fund. Yes, saving for retirement is pretty much the last thing on their minds. Millennials and new investors fail to understand that not making provisions for their retirement now could…

Investing in life insurance policies is first and foremost about covering the family members financially in case unfortunate events lead to the demise of the policy holder. Life insurance policies also have a lot to offer retirees, depending on their financial and medical situation. There are many reasons why retirees could decide to nourish their life insurance plans and keep investing by way of premiums, for it is given that the cost of insurance is bound to increase with age and declining health.

Let’s look at how insurance makes…