Proper care for a special needs family member

Caring for family members with special needs is as challenging as it is rewarding, and providing the best professional care and quality of life is your number one priority. The needs of those who depend on you need to be balanced with your own, and planning a financial backup allows you to enjoy greater comfort and security.

To ensure that your spouse, child, parent or other loved ones with special needs always remain safe and secure, get a financial plan in place today!
[container customclass=bloc1title][col12]Learn How to Care for a Family Member with Special Needs Products and Solutions to Help You Reach Your Goal[/col12][/container] [container][col4 customclass=bloc1nbg][div customclass=li]Life Insurance Experience the satisfaction of knowing that your loved one’s special needs will always be taken care of. Learn More >[/div][/col4][col4 customclass=bloc1bg][div]Calculate how much coverage you need for a loved one‘s security How would their needs be met if anything happens to you? Calculate Now >[/div][/col4][/container]
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[/col6] [col6]Protection for Those Who Matter the Most Norm and Sandy Page bought whole life insurance policies in their early 20s, since the cash value would help them with saving for retirement as well as financial protection in case of untimely death. When their son, Adam, was born with a malformation of the spinal cord, their employer-provided health insurance coverage didn’t cover special braces and some other expenses. So, the couple turned to the accumulated cash value in their whole life policies. This allowed Adam to pursue his passion for sled hockey, paying for equipment and training. He went on to become the youngest person, at 15, to make the U.S. National Sled Hockey Teamand won gold at the Paralympic Games in Vancouver 3 years later. Will your special needs family member be able to live a full life? [/col6][/container]
[container customclass=secondblock][col4 customclass=onlybord][div]BLOG How Much Life Insurance Do You Really Need? Can you ensure all the unique needs of your family will be met? Read the full article >[/div][/col4][col4 customclass=onlybord][div]RESOURCES Start planning your life today Understand what you need to meet your financial goals with this quick and easy planner. Click here to start >[/div][/col4][col4 customclass=fullbg][div]FAST FACTS 40% of people have delayed buying life insurance or more coverage because they don’t know how much or what type they need. Do you have enough to safeguard your family? [/div][/col4][/container]
The True Cost of Life Insurance Policies Life insurance provides your loved ones with much-needed funds in case you die, but some policies can also act as an emergency fund while you’re alive. Contrary to what most people believe, life insurance is highly affordable. In fact, 80% of all Americans overestimate the cost of a policy.
  • Those under 25 overestimate the cost of life insurance by almost 4 times its true cost.
  • Those with no life insurance think it’s 3 times more expensive than it really is.
  • Even those with coverage think it costs twice of what it actually does!
Understand how to get the best value from a policy and request a complimentary review of your current plan here.
[container]Understanding your loved one’s unique needs is a huge part of selecting the correct type and amount of coverage. LifeCentra can help you set up a financial safety net to ensure that a special needs family member always has care and support. As your circumstances, goals and requirements change and grow over the years, we will work with you to keep your financial plan on track.

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