As we grow older, the question that takes center stage is how to continue enjoying life when our body starts slowing down. Long-term care may even be needed after an illness or injury. Instead of being dependent on others, proper financial planning can help you retain the ability to make your own choices.
Products and Solutions to Help You Reach Your Goal
Safeguard your family by setting up protection that assures their financial security.
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Ensure your independence, safety and security are not affected by the need for long-term care.
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Seeing how health care expenses could eat up life savings, nursing home administrator Barbara Farone and her husband, Vince, invested in long-term care insurance. They wanted to protect their retirement assets and access care options if needed.
When Vince was diagnosed with a rare, degenerative brain disorder, Barbara was able to afford equipment and modifications for constant home-based care. The policy also paid for trained health aides to take care of him 12 hours a day, and accompany them on vacations to Florida. After 4 years, Vince lost the battle.
Today, Barbara is grateful that he was able to receive the best possible care in comfortable and familiar surroundings.
Will your loved ones’ lives be shattered if you need long term care?
3 Effective Tips to Help You Tackle High Healthcare Costs during Retirement
How can you ensure your policy covers health care needs?
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65% of Americans admit the need for long-term care insurance but only 13% of people have coverage in place.
Will your long term care needs be a burden on someone else?
The True Cost of Life Insurance Policies
Life insurance provides your loved ones with much-needed funds in case you die, but some policies can also act as an emergency fund while you’re alive.
Contrary to what most people believe, life insurance is highly affordable. In fact, 80% of all Americans overestimate the cost of a policy.
- Those under 25 overestimate the cost of life insurance by almost 4 times its true cost.
- Those with no life insurance think it’s 3 times more expensive than it really is.
- Even those with coverage think it costs twice of what it actually does!
Understand how to get the best value from a policy and request a complimentary review of your current plan here.
As your circumstances, goals and requirements change over the years, we will work with you to keep your financial plan on track.