Long-term care insurance has changed over the last ten years and a lot of carriers see it may have an uncertain future. Most carriers are experimenting with different products and some are making an allegiance to one program. They are laboring on how to identify new buyers and concerned with reducing risk. Some carriers are seeking ways to collaborate with government and develop public/private insurance. Long-term care services refer to the personal and healthcare facilities as well as support provided to people who need it for an extended period…

Sunny days, lazy routines and spending time leisurely rank high on any retiree’s list. Not far behind comes affordable long-term care planning. Healthcare holds a lot of merit when it comes to planning for retirement, thus including long-term care is inevitable.

The following ten states have emerged victorious in the race of providing the best federal long-term care. Find out if your state is on the list.

10. North Carolina This state is not just known for its barbecue and loyalty towards…

As you age, you may get wiser but your body unfortunately gets weaker. With a decrease in energy, even doing everyday chores seems like a herculean task. Around 70% of people above retirement age (65 years) are estimated to be either living in a nursing home or in need of assisted care, which can be very expensive.

Typically, by the time you need long term care, your kids have moved out and you are living on your own. This is where long-term care insurance (LTC)…

Long-term care services refer to the personal and healthcare facilities as well as support that is provided to people who need it for an extended period of time.

While the long-term care insurance (LTC) industry has been growing in demand over the years, at this time it has an unsteady future. The sales of new LTC policies have fallen by 75%, and various policy carriers who were selling long-term care insurance 10 years ago have also majorly declined.

New Premium Structure for Long…

Youth comes with a lot of energy, vibrancy and drive. There is so much you can do, physically as well as mentally, when your mind and body are at their peak performance. As you get older, however, your energy declines and you’re more likely to be struck with medical conditions or injuries that leave you dependent on others for long term care.

Why Long Term Care?

Investing in an insurance plan that offers coverage for long term care can ensure that you (and your loved…